Apps like Albert
Best Alternatives & Competitors of Albert App/Software

apps like albert
tina nichols

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Budgeting apps can help you stay on top of your expenses as well as start some positive saving habits.

Maybe you’ve heard of or seen an ad for the budgeting app called Albert.

Albert was created to help people better manage their finances and easily put together budgets.

Albert is highly rated by consumers, but did you know that there are other budgeting apps that can be Albert’s alternative and work just as well?

These are some of the alternatives:

  • MoneyLion: Mobile Banking
  • Mint: Budget Planner
  • Digit: Save, Pay, and Invest
  • Acorns: Invest and Save
  • Chime: Mobile Banking
  • Personal Capital: Finance & Retirement
  • Cleo: Banking
  • YNAB: Budget and Finances
  • Dave: Mobile Banking
  • Goodbudget: Budget and Finance

No app is perfect, they each have their own pros and cons.

Even the Albert app has its positives and negatives.

For example, even on Albert’s premium plan, their APY (annual percentage yield) is quite low.

Also, if you are not a paying customer to their subscription plan, Albert restricts the quantity of money you want to save.

That being said, it is good to know about other apps that are similar to Albert so that you can make a decision on which one is best for you.

One of the main factors of financial growth is having a strong money-saving system.

Let’s see what these other apps have to offer.

Here’s the Best Alternative Apps like Albert:

MoneyLion: Mobile Banking App


If you are seeking a mobile budgeting app that offers you the capability to save, invest, borrow, and acquire early payouts, then MoneyLion is just the app you seek.

One major flaw, is that people will be surprised knowing that when you are applying for a loan of up to $1000, there is also a hidden interest charge to be included.

Under the app’s basic plan, however, there will be no obscure interest or hidden monthly charge if you are applying for a cash advance up to $250.

Every time you go shopping at a partaking store, you will get rewards if you spend more than $10 on MoneyLion debit care in premium.

For people planning to establish their credit but has financial issues with the platinum subscription, do not worry.

You will be rewarded and paid with real money by doing things like logging in daily, making timely payments, and more things that are what is included in the platinum package and its rewards platform.

Thanks to that, it is quite sufficient for you to regain membership regular premiums.

MoneyLion also helps you establish credit.

Not only does it establish your credit, but it offers you a chance to borrow up to $1000, no credit check needed.

Your credit score may be affected if your payment records are divulged to the three primary credit authorities with MoneyLion.

Regardless of that, MoneyLion does a credit check right prior to being permitted for a loan.

$19.99 a month is the price you have to pay to have permission to gain admittance to the full features lineup.

Summing it all up, if you need similar wonderful apps like Albert to start saving, investing, and even loaning some much-needed funds (at no additional interest or hidden charges), this is another option.

Some of MoneyLion’s Features:

  • Loans that are large and available up to $1000.
  • A hard credit check does not exist.
  • Moneylion also offers a debit card for you to shop online easier.
  • Interests and overdraft fees are non-existent.
  • Credits will be built when payment history is reported to credit commissions.

Ratings on this app:

Google Play gave 4.5 of 5

App Store gave 4.7 of 5

Mint: Budget Planner App

mint app

If you are looking for useful budgeting software, then Mint is just the app for you.

It is the no. 1 most downloaded personal finance app for the typical, everyday consumer.

Mint is for you since it is highly endorsed by Intuit, its bigger parent firm.

Features like customized budgets, extensive app insights, and subscription examinations are features that can be so helpful since regulating personal debt, growing your net worth, overseeing multiple credit cards, and at the same time being on top of fulfilling regular monthly bills, can be very stressful to say the least.

The app also has the capacity for analyzing and also for tracking your own money.

After logging in to your registered online account with Mint, your fiscal records will be directly connected to all of your other financial activity.

On Mint, you can simply set a budget for yourself, and all of your purchases will automatically be classified with their personalized budgeting and the app’s prompt notifications are notable features of Mint.

On the app, you can simply set a customized personal budget, and your full purchases records will automatically be classified.

By making better financial decisions, increasing your savings, and reducing your debt, the app delivers customized spending information to assist you.

Also, late penalties and overdrafts can be prevented with the help of Mint.

Another wonderful feature that Mint has is it also warns people about things like future obligations and bank fees costing Americans billions each year.

Mint will let the users know before any of the problems happen, problems like overdraft fees, a payment that is missed, late fees, or even reminding you of your bill.

Although almost all budgeting software apps have a big chance of being data hacked, some experts have reviewed Mint and they say that its security is better than most, and for that, they were given high praises.

Mint helps clients guard their personal information when a client joins using multiple layers of hardware as well as high end software encryption and multi-factor authentication.

Some of Mint’s features:

  • Mint can be used for free.
  • Desktop platforms are available in Mint.
  • You may receive the full overview of your spending after making your budget.
  • The history of the usage of your credit card can help manage your credit score.
  • Tracking credit scores is free in Mint.
  • The majority of your accounts have been managed in the same spot.
  • The monitoring of your credit score is non-stop all day, every day.

Ratings on this app:

Google Play 4.5 of 5

App Store 4.8 of 5

Digit: Save, Pay, And Invest App

digit app

The Digit app is an economizing app that has similar features to Albert.

It can also see the latest spending, approximated income, bank account credit, and suggestions for your future payments.

Also, it can see your specific balance restrictions whether or not you can spare to spend something or not.

With Digit, you can make your financial health better.

When purchasing something, your personal Digit account instantly receives some cash every week or every month, and it will be based on what you bought.

Before you use Digit, you’ll want to download it on your mobile gadget and secure your bank account details so that you can attach them to your very own Digit account.

Direct transfers from your bank’s checking account to whatever customizable savings goals that are set would then be feasible.

It may additionally use the price range on your Digit account to prepare ordinary payments to month-to-month responsibilities inclusive of college loans, credit score cards, and cellular smartphone companies.

Some of Digit’s features:

  • Understanding your finance routines will simplify saving money processes.
  • Digit looks at how you spend your money and suggests ways how to save effectively.
  • Digit calculates the proper amount to set aside for all of your future savings plans.
  • An overdraft will be prevented with the app’s help.
  • The app Digit tells you in advance or warns you just in case you are spending too much and forgetting to check your account.
  • This has similar capacity to government departments  and even military-grade when it comes to cyber-security.

Ratings on this App:

Google Play rated 4.5 of 5

App Store rated 4.7 of 5

Acorns: Invest and Save App

Thanks to cutting-edge features like expanded financial knowledge education as well as a built-in Robo-advisor, Acorns is an ideal outlet for people who desire to be genius financially.

It is not just some management software.

In this app, you can gain more knowledge when it comes to investing money and saving money by reading its financial learning component.

Acorns provides assistance to keep track of when you spend your money, given that it does not have the option for auto-budgeting.

Acorns can help you save and budget depending on your capacity of financing.

It also has multiple facets like rounding off your spending, paying later, and a quick process to collect money.

You can personalize your investing selections to your liking and invest your money with different opportunities offered.

This way, getting passive income can be a reality. It can also assist in choosing the best goods as well as also maximizing returns.

The moment you sign up with Acorns, you are immediately rewarded $10 as a welcome gift, which is one awesome benefit that this app has in its corner (i.e., a signing bonus).

With that start, you can be motivated to save even more cash, learn to invest properly, and also keep total financial oversight.

You can have a strong beginning.

Just like every app, Acorns also has its flaws.

Acorns’ weakness is that it doesn’t have an automatic-budget mechanism, or the app does not generate a budget inside it.

It also does not have someone to advise you.

The only one to assist you is the AI on the app and its material with the app.

Come to think of it; it is more like a contemporary tech app but the UI or User Interface is not that difficult to learn or use, which is a good thing.

The features it provides are enough to convince you to overlook the limitations and try it out; that’s what makes it a terrific application.

Some of the Acorns’ features:

  • With this app, there is $0 minimum balance requirement and no overdraft cost.
  • You can begin auto-investing with as little as $5.
  • You have access to more than 55,000 fee-free Allpoint ATMs.
  • You can invest your money even when you are out shopping or spending it.
  • Personal, children, and retirement investments are all available.
  • A $10 signing bonus will immediately be given to you.

This app’s ratings:

Google Play rated 4.3 of 5

App Store rated 4.7 of 5

Chime: Mobile Banking App


Another fantastic online banking program that is constantly on your side, is Chime.

Chime is always on the list of the top financial apps for mobile devices with over 12 million users.

Borrowing a maximum of $200 for overdraft fees, Chime enables you to preserve your earnings and receive payment two days sooner than most standard banks.

This is a concern that can be crossed off the list because no monthly fees, overdraft penalties, credit checks, or interest fees are present.

To become a Chime member, you basically attach your direct deposit account details, and if you pass the approval process, early paychecks as well as other incentives are yours to earn.

It is a very convincing distinction if you enjoy these kinds of traits in other similar apps.

It does not, however, have an investment or cash advance option, unlike Albert.

The Chime Visa is a credit card that supplies an option to advance credit when being used.

More than 60,000 ATMs are accessible (no fees, I might add) so that while you are going somewhere spending your money, it will be easier.

Don’t worry if  you don’t want to spend a lot of cash; you can use your debit card to make free cash withdrawals at a variety of big major businesses because, with the help of the SpotMe function, it can warn you ahead of time by advancing up to $200 into your personal debit card to avoid an overdraft fee.

What Chime and Albert have in common is that they are both great and excellent apps when it comes to moving cash.

Here are some of Chime’s features:

  • Paydays are delivered early (up to two days in advance).
  • Interest, overdraft, and monthly costs are non-existent.
  • Your credit score is boosted.
  • Spend and loan money.
  • It’s a good idea to save money at a market-level interest rate.
  • Use our ATM finder to find more than 60,000 ATMs locations.
  • Transactional is more flexible.

This app’s ratings:

App Store rated 4.8 of 5

Google Play rated 4.6 of 5

Personal Capital: Finance & Retirement App

Personal Capital

For its great investment administration platform, reporting choices, expenditure monitoring, and desktop capabilities, Personal Capital is almost always near the top of any credible list of best budgeting apps.

The Personal Capital app has multiple unique savings choices that can be of use to help preserve for emergency funds, retirement resources,  and even debt payback.

Empower Retirement’s Personal Capital offers a comprehensive perspective of a customer’s complete financial picture, which portfolio performance tracking began with day-to-day expenditures.

The Personal Capital app also has excellent advising tools, including an investment scan, AI financial outlines, , school cost outlines, an asset fee analyzer, cash flow management, and live updates to your net worth tracking.

They will produce accurate information about a user’s current financial position as well as help with long-run planning thanks to features like these.

The Personal Capital app is not that difficult to grasp, even if all these capabilities may be a little overwhelming.

It also allows customers to let them manage their accounts using different platforms; that’s what the app Personal Capital also has to offer.

Personal Capital, uniquely, has a desktop version, which some of the apps here don’t.

Before the software analyzes the data provided for the completion of the financial picture, users need to integrate their financial information (credit cards, current student loans, active bank accounts, mortgages, as well as other budget line items) to get started with the program.

The Personal Capital’s features:

  • You may follow the progress of your personal portfolio using a variety of approaches.
  • In-depth research is performed on budgeting, cash movements, personal net worth, and other transactions.
  • Some features focus on both short-term and long-term fiscal goals.
  • Personal Capital Cash accounts (checking accounts with no fees) are purchasable.

This app’s ratings:

Google Play rated 4.4 of 5 stars

App Store gives it a rating of 4.7 stars out of 5 stars.

Cleo: Banking App

apps like cleo If you’re looking for an artificial intelligence financial software that helps its users with budgeting and other fiscal items, that is what the Cleo app is all about.

It has a customized budgets for customers breaking down expenses to let you know the direction of your finances with the use of artificial intelligence.

Even on the move, the Cleo app is available for borrowing money, saving, talking, and budgeting.

Cleo’s debit card might also help you improve your personal credit score.

It is built on the latest modern technology and is geared to answer your money management inquiries.

From what I have discovered, also very intriguing is its chat function.

Figuring out what went wrong in your budget by saying “How is my weekly spending?” or “Please rate my week!” to get insights on your weekly spending, or by saying “Please roast me, Cleo,” you’re inviting the app to critically judge your spending.

Improving budgeting instincts and a touch of realism were the discussions that were provided.

Incredibly, $100 will be given to you as an advance salary for overdraft prevention as well as interest costs.

Credit checks and interests do not exist when in-between paychecks are ongoing.

First-timers or ones that are just beginning, conversely, are normally entitled to $20-$70.

It can be raised or boosted to reach $100 once it is paid back on time.

You only have to shell out $5.99 per month to acquire membership plus status in Cleo and also to receive an advanced salary, rebates, credit expansion card, as well as other financial benefits.

Some features in the app Cleo:

  • Save money automatically on the basis of your current financial circumstances.
  • With its cutting-edge AI solution, you may create personalized smart budgeting.
  • Cleo contributes to the growth of your emergency fund.
  • The spending cap is an option you can install to limit your splurges.
  • The past several weeks of spending will be displayed by category.
  • A growing credit score will be assisted for your development.

This app’s ratings:

App Store reviewed and rated this app with 4.6 stars out of 5 stars.

Google Play also reviewed it and gave it 4.1 stars out of 5 stars.

YNAB: Budget And Finances App

ynab app

YNAB has won multiple awards as a pre-eminent budgeting app.

Helping people save money and get rid of debts, that’s what You Need A Budget (YNAB) is for.

Instead of looking at past reviews and insights, YNAB is designed to focus on the present conditions and for future possibilities.

When assigning jobs to each dollar, supporters can use the software to set financial objectives and goals.

The app’s various functions assist clients in getting on the correct path when talking about budgeting.

Many of their clientele have given good feedback on this aspect of their strategy.

With features such as financial habit reporting, fiscal goals surveillance, personal learning from YNAB specialists, as well as hundreds of expertly planned online sessions, budgeting is becoming more accessible.

A PC, voice-activated, a mobile device can all be used to access YNAB.

Thankfully, there is ZERO initial commitment with YNAB.

A trial period of 34 days is free, so jump on this deal and try it with no risks, whatsoever.

You Need A Budget (YNAB) features:

  • Attaching your accounts can be done easily and automatically (or manually, if you prefer); these transactions are all up to your preference.
  • At any given moment, all devices can access live up-to-the-minute updates.
  • You Need A Budget (YNAB) shares their knowledge on budgeting instead of budgeting the process automatically.

This app’s ratings:

App Store reviewed and rated the app with 4.8 stars out of 5 stars.

Google Play also gave a rating of 3.5 stars out of 5 stars.

Dave: Mobile Banking App

dave app

If you are someone who wants to supervise their resources just like a professional, then Dave is the app for you.

Since its 2016 debut in the online world, the company has accumulated more than 10 million active users in just four years.

This app is a wonderful platform.

It offers budgeting that is already automated, microloans available up to $250 (totally interest-free), and two paychecks are given in advance directly to your linked account; that’s one advantage of the Dave app.

That’s what they have in common with the app Albert.

Don’t worry; once you are approved for an online account, there are no overdraft fees or hidden costs that will surprise you.

Amazingly, $1/month is all it takes to have accessibility to everything, and that’s a pretty good deal.

Subscribed customers can also get a personal Dave Mastercard that you can use to go somewhere or buy something.

It also allows people to withdraw from more than 32,000 MoneyPass ATMs.

Dave exclusively offers checking accounts, unlike many apps like Albert.

Also, the app Dave will be replenished with $100 (annually) to build personal credit as a free option for setting deposit account directly if building credit interests you.

Features of Dave:

  • Paid as well as free users get credit.
  • ZERO overdraft charges or interest fees; they do not exist.
  • Automated budgeting.
  • You have the option to advance your paycheck (even two days earlier than normal).
  • There are MoneyPass ATM’s everywhere available to you (not less than 32,000).

This app’s ratings:

App Store gave this app 4.8 stars out of 5 stars, while Google Play gives 4.5 stars out of 5 stars.

Goodbudget: Budget and Finance

Saving money using the envelope technique of the Goodbudget app is a tried-and-true strategy.

Money is categorized by hand into envelopes like your bills, food, rent.

With Goodbudget, this type of budgeting approach can also be applied digitally.

Kakeibo is a Japanese-based word meaning, “family account book.”

Downpayments for a home or paying off debt, use this technique.

The Goodbudget app is outstanding for managing a shared household budget plan, primarily because of one of its main features, which lets you coordinate the budget with other people. It is perfect for sharing the expenses list with the family.

Goodbudget recommends exceptional educational resources; tools such as budget Bootcamp video seminars, informational blog entries, podcasts, and much more..

The plus and free version are almost the same; the plus just has some additional capabilities.

The subscription paid version grants an unending supply of envelopes, while the free only has 20 envelopes.


  • The free version has fewer features.
  • The Goodbudget app is growing and always updating.


App Store rated 4.7 of 5 stars.

Google Play rated 4.4 of 5 stars.


If you love Albert, then there is nothing wrong with that.

However, there are other excellent apps like Albert to assist you in releasing your financial possibilities.

Not surprisingly, all of the apps on this list have their specific positives and negatives, making it somewhat difficult to say which one is as reliable as the Albert app for personal budgets as well as other fiscal tasks.

As one of the more reliable apps, Chime is also an awesome choice for your banking needs.