Does Lowe’s Take Apple Pay in 2023?
We get the question "Does Lowe's take Apple pay" and here's what you need to know!

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Does Lowe’s Take Apple Pay in 2023?

No, Lowe’s Does Not Take Apple Pay in 2023.

You cannot use Apple Pay at Lowe’s stores to complete your purchases.

If you’re shopping at Lowe’s, make sure that you bring another form of payment since they won’t accept payment methods that are stored inside of your Apple Wallet via Apple Pay.

If you prefer to pay using Apple Pay, then there are other hardware and home improvement stores that you could shop at instead, but you should definitely let Lowe’s know (politely!) that you wish they could consider accepting Apple Pay.

Remember, if you send Lowe’s an email or visit their store and encourage them to accept Apple Pay, that this decision isn’t made by the staff member you’re talking to.

This is a huge company with many, many employees and only a tiny handful actually have the power to decide to accept Apple Pay and they don’t work at whichever individual store you may be visiting.

Nonetheless, it’s always helpful to let a company know why you’re choosing to shop somewhere else.

Lowe’s may believe that not many people want to use Apple Pay, but if they keep getting calls or emails from people who like Apple Pay, they could change their mind.

But it’s not really your job to help Lowe’s improve their stores or payment methods, is it?

Of course not! While Apple Pay would be a safer and more secure option for many customers, it’s up to Lowe’s to run their stores how they see fit.

Having said that…

does lowes take apple pay

Are you thinking of making some improvements around the home?

Maybe you need some new tools, or appliances, or light fixtures, flooring, or just about anything else you can imagine for around the home?

From small renovations to large overhauls, to just a little touch-up, Lowe’s stores will have what you’re looking for – as long as you have the correct payment methods, because they don’t accept everything that you might expect them to.

Lowe’s was founded in 1921, so they’ve recently celebrated their 100th year in business. Lowes was founded by Carl Buchan, and today they’re a publicly traded company with yearly revenues above 70 billion dollars.

While you can find everything you need at a Lowe’s store, it’s a good idea to make sure that they accept your preferred payment methods before you make it to the check-out, because nothing’s worse than having all of your stuff picked up and not being able to pay!

We’ve researched the different payment methods that are accepted at Lowe’s stores, so that you can shop with the peace of mind that comes from knowing there won’t be any unpleasant surprises. So, with that out of the way, let’s get right into it.

Should Lowe’s Accept Apple Pay?

Absolutely! Apple Pay makes it safer to use your credit or debit cards when you’re out and about.

Apple Pay adds a cloak of protection that means you don’t ever have to actually give your payment information directly to the merchant (In this case, Lowe’s.) 

When you use Apple Pay, Lowe’s never sees your credit card number or your debit banking information.

This is ideal. As a consumer, you don’t want every merchant to have access to this information, even when it’s a trusted and reputable company like Lowe’s.

To be clear, we have no reason to believe that Lowe’s wants to do anything malicious with your payment info.

Still, it’s better to keep it private, because it’s always possible that Lowe’s computers could become compromised, and then they could inadvertently end up leaking your payment info.

It’s happened to other companies in the past, and it will happen to more huge companies in the future.

When you use Apple Pay, you’re able to keep your info safer, which is good.

As a website that advocates for consumers, we’re always in favor of stores that take greater care to allow customers to project their information, rather than rejecting payment methods such as Apple Pay.

We encourage Lowe’s to reconsider accepting Apple Pay, but at the end of the day, it’s up to them whether or not they want to offer this extra security and protection to their customers, and to determine if it’s even something that their customers care about or not.

lowes apple pay

Other Payment Methods at Lowe’s

You may be able to use Samsung Pay at some Lowe’s locations because it uses a different technology (MST, or Magnetic Secure Transmission) as opposed to the technology used by Apple Pay which is NFC, or Near-Field Communications.

Since Samsung Pay is more widely compatible with Lowe’s existing payment terminals, it’s more likely that a Lowe’s store will be able to take Samsung Pay.

In order to accept Apple Pay, they may need to upgrade all of their terminals, and that may not be something that Lowe’s wants to invest in, at least not without having more demand for it from their customers.

You can always pay using a Visa, a Mastercard, a Discover Card, or American Express.

If you’d like to avoid going into debt for your purchase, you can use a debit card from your bank.

You can also pay using Lowe’s gift cards, and in some cases you may be able to pay using a cheque from your bank.

These payment methods apply to purchases made inside of a Lowe’s store in person, or to purchases that you make on Lowe’s website.

As always, the specific payment methods that are in operation at your local Lowe’s store could vary, but if you have any of the major credit cards, or a debit card, or even a Lowe’s gift card then you should have no problem making your purchase.

Unless, of course, you want to use Apple Pay because Lowe’s does not accept Apple Pay yet.


You can’t use Apple Pay at a Lowe’s store to pay for your home improvement products.

You might be able to use Samsung Pay, due to the fact that it should work with Lowe’s existing registers without them having to upgrade their terminals, but it’s not guaranteed that every Lowe’s store will be able to process this type of payment.

It’s beneficial for consumers to use Apple Pay or other types of digital payment wallets like Google Pay and Samsung Pay because it keeps their payment information safe.

We encourage all merchants to consider upgrading as necessary, so that they can accept these payments, especially giant companies like Lowe’s.

Will Lowe’s accept Apple Pay in the future?

That remains to be seen, but hopefully they will decide that it’s worthwhile for Lowe’s to accept Apple Pay in their stores someday in the near future so that their customers can enjoy the convenience and added projection that comes from using Apple Pay and similar services.