Does Costco Take Apple Pay in 2021?

We get the question "Does Costco take Apple pay" and here's what you need to know!
Last Updated: November 8, 2021
Date Published: November 2, 2021
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Costco is a warehouse and wholesale club retailer based in the United States that sells vast quantities of things at significantly reduced costs to members who pay a yearly membership fee.

Costco stores stock supermarket products as well as a constantly changing array of household items, technology, jewelry, car care, furniture, and more.

Jeffrey H. Brotman and James D. Sinegal launched Costco in Seattle in 1983.

In 1997, the firm was renamed Costco Companies, Inc., and the current name was adopted in 1999.

The corporation had outlets across the United States, Canada, Mexico, Europe, the Far East, and Australia in the early twenty-first century.

The company was frequently recognized for paying its employees more and giving greater benefits than was common in the retail industry.

Apple Pay, on the other hand, is a mobile payment and digital wallet service developed by Apple Inc. that allows users to pay in person, through iOS apps, and through Safari on the web.

It is compatible with iPhones, Apple Watches, iPads, and Mac computers.

It isn’t available on any client device that isn’t an Apple product.

One of the e-moneys that have recently gained traction as a handy way to make contact-less purchases using debit and credit cards is Apple Pay.

Because Costco is on the list of the world’s largest businesses, and a ton of people use iPhones every day, you might be asking if this store accepts Apple Pay.

Here is what we discovered!

does costco take apple pay

Does Costco take Apple Pay in 2021?

Yes, Costco Does take Apple Pay in 2021.

As of 2021, Costco warehouse locations and Costco gas stations allow Apple Pay as a payment method.

At Costco locations in the United States, when you pay using Apple Pay, Costco will only accept Visa credit cards or Visa debit cards that are linked to your digital wallet.

Continue reading to learn more about paying with Apple Pay at Costco United States and Costco Canada locations as well as Costco gas stations.

How would I find out whether the Costco near me accepts Apple Pay

Apple Pay will be accepted at all Costco stores with NFC readers used for contact-less purchases.

You can use the Costco warehouse finder on their website to call and find out whether or not they accept Apple Pay. 

Is Apple Pay accepted at Costco gas stations?

Although Apple Pay is not listed as an approved mode of payment at Costco gas stations, we have discovered that some of the gas stations at Costco in the United States do accept it.

If the gas station of Costco has a contact-less (NFC) scanner and you have linked your Visa card in the iPhone wallet, Apple Pay will be accepted as a mode of payment.

Is Apple Pay accepted at Costco in Canada?

Apple Pay is accepted at most of the gas stations and Costco warehouse facilities in Canada that have contact-less scanners just like some of the Costco stores in the United States. 

Customers in Canada, on the other hand, can only use MasterCard debit or credit cards that are linked into their individual Apple Pay accounts to make purchases.

How do I use Apple Pay at Costco?

You must first add a credit or debit card to your Apple device before using Apple Pay to make a transaction at a Costco gas station or warehouse.

If you haven’t already, you can setup Apple Pay by following the system’s instructions.

Once you’ve linked your cards to your Apple Pay, all you have to do to finish the transaction is place your phone close to the contact-less scanner located in the checkout counter.

In the United States, customers can only utilize Apple Pay with linked Visa cards because Costco has an exclusive agreement with Visa.

For a similar reason, Apple Pay can only be used in Canada with MasterCard cards.

What forms of payment does Costco Accept?

Costco accepts a variety of payment methods in addition to Apple Pay at its gas stations, website, and warehouses.  

At warehouses and petrol stations, customers can pay with any ATM card or debit card that is PIN-based, Visa card, check, cash, or any other mode of e-payment like Google Pay or Samsung Pay. 

MasterCards and Visa cards, ATM or debit cards that are PIN-based, Discover cards, and Costco store cards, are all accepted at Costco online.

Conclusion: Does Costco Take Apple Pay?

Apple Pay is accepted at most Costco gas stations and warehouses in the United States and Canada.

In the United States, however,  customers can only utilize Apple Pay with Visa cards, while in Canada, you can only use MasterCard.

When checking out at Costco, bring your smartphone near the NFC scanner to complete your purchase if you want to use your Apple Pay.

Once your phone has been read, then that’s all there is to it.