Does Walmart Take Apple Pay? + How You Can Still Pay With Your iPhone!

Learn How you can use your iPhone to Pay at Walmart !
Last Updated: October 18, 2021
Date Published: October 18, 2021
Digital Consumer

Why you can trust Digital Consumer

More info

While We follow stringent , this article may have links or references to services and products from our partners. See our explanation for .

As of 2022, nearly all U.S. residents will own a smartphone, with the majority (55 percent) owning an iPhone.

In fact, there are more than two million places where you can use Apple Pay right now. Are you wondering which of the thousands of other businesses accept Apple Pay, or does your local Walmart allow it or not? See what we found about this matter here!

Is Walmart still accepting Apple Pay in 2022, or has that changed?

The sad news is that as of 2022, Walmart will no longer accept Apple Pay in any of its establishments. Instead, customers can use Walmart Pay on their iPhones to make in-store and self-checkout purchases. It is impossible to pay for anything at Walmart without using a credit or debit card.

More research revealed some intriguing reasons why Walmart does not accept Apple Pay and what the next best option is! Follow along with our story and see what we discovered here!

Tips on Using Your iPhone to Pay for Things at Walmart

The good news is that you can now pay for Walmart purchases with your smartphone if you have an iPhone.

And how so?

This can be accomplished by downloading the Walmart Pay app to your iPhone (link to iOS app here), after downloading, create a free Walmart Pay account, and then feel free to link your debit or credit card to your new Walmart Pay account.

The process is simple. You just bring your items to any of the vacant registers or you can go through the self-checkout aisle. You then scan the QR code immediately after the overall total is displayed. You can now use the Walmart Pay app to pay for your items.

Once the QR code is scanned, you’ll be taken to the app, where you can pay with your debit or credit card!.

The payment will go through instantly, just like with Apple Pay, and you’ll get a digital receipt for safekeeping in the app, too.

When compared to Apple Pay’s seamless payment experience, customers will appreciate Walmart Pay’s ability to pay digitally without the hassle of carrying around cash or a wallet.

Why is it that Walmart does not accept Apple Pay?

There was another reason why Walmart didn’t accept Apple Pay before they introduced Walmart Pay MCX, the company they worked with, was the reason for their demise.

It (MCX) only accepts QR-code-based payment solutions called CurrentC. Walmart, Google Pay, and Samsung Pay do not use MXC because it is a direct competitor of Apple Pay.

One of the main reasons that Walmart does not accept Apple Pay is that they are very protective of customer privacy and Apple usually collects any data whenever a customer makes a purchase at the store.

Having access to this data allows Walmart to provide customers who use the Walmart Pay app with personalized recommendations and notifications.

The question is, when will Walmart be able to accept Apple Pay?

Unfortunately for the Apple fan base, a Walmart employee has confirmed that they have no plans to accept Apple Pay in the immediate future. Due to Walmart Pay being a part of the Walmart app on your iPhone, you don’t need to use Apple Pay or the associated fees.

Are Apple Pay Accepted in the Following Retail Locations:

  • Costco
  • Acme Markets
  • Food Maxx
  • Safeway
  • Albertsons
  • Publix
  • IKEA
  • Winn Dixie
  • Whole Foods Market
  • Target
  • Walgreens
  • Shon N Save
  • Schnucks
  • Super Valu

But even if it isn’t possible to pay for groceries or anything else at Walmart using Apple Pay, there are thousands of other places where you can.

7-Eleven and CVS, for example, now accept Apple Pay at the checkouts. But after initially refusing to accept it, they recently agreed to it. Apple Pay is accepted by the following businesses as well.

There are a variety of ways to pay for your purchases since many people nowadays prefer to do their shopping online. However, many retailers accept Apple Pay when shopping online. These are a handful of examples:

  • Disney
  • Etsy
  • Lyft
  • Sephora
  • Best Buy
  • Dunkin Donuts
  • Fandango
  • Wish
  • Starbucks
  • Uber
  • Panera

Alternatively, if you’re at Walmart and need to make a purchase right away, you can use:

  • Good ol’ cash
  • Chase Pay
  • American Express
  • EBT
  • PayPal
  • Money Order
  • Walmart Gift Checks or Cards
  • Cheques
  • Any credit or debit cards that are Visa or Mastercard

Customers of Walmart have an option besides using Apple Pay.

There is a way to use your Apple Pay app at Walmart, and it turns out. Interesting, right? You can make use of your Apple Pay app while using the Ibotta app and extension. Use Ibotta as directed to get the most out of it.

Utilize the Ibotta app and browser extension on your mobile device to earn cashback

Next, when paying with the Ibotta app or extension on your computer at home, select Apple Pay as your payment method.

It’s completely safe and legal to use the Ibotta app to get money back on a wide range of regular purchases. Use the Ibotta app to earn cashback and save money when you shop online, whether you go to the grocery store on a regular basis or not.

When you try it, you can even receive up to 2% back on every purchase with Ibotta’s cashback reward program. Nonetheless, it’s restricted to a select few items and locations. The items and deals have to be located on your phone before you can go shopping.

However, if you do plan to use it, you can pay with your Apple Pay and receive cashback instantly (by saving 2%), and all you have to do is show the QR code to the cashier.

As an alternative, you may use the Affirm Financing option

If you shop online at Walmart, you have the option of paying with Affirm as well as these other options. Similar to other credit payment alternatives, Affirm is an installment financing choice.

It’s possible to borrow money right away and pay it back throughout three, six, or twelve months using this financing app when you qualify.

The Affirm eCommerce loan option is similar to a layaway plan, but you won’t have to pay interest on most items you buy with the loan. The annual percentage rate (APR) on things that don’t qualify for this option, on the other hand, can be anywhere from 10% to 30%. Your credit score determines the APR.

Take advantage of Walmart’s mobile app

These steps will show you how to get ahold of the Walmart app and start playing with your iPhone at their checkouts if you don’t already have one.

  • Search for Walmart Pay in the Apple App Store on your iPhone.
  • Go to the Walmart Pay App page and start the download.
  • Go to the Services tab after you’ve downloaded the app.
  • Tap on Walmart Pay to begin the payment procedure. Prepare to pay for your purchases with Walmart Pay
  • You can use your credit or debit cards to make Walmart purchases by following the simple on-screen instructions.
  • To pay for your purchases, scan the QR code on your receipt at the register.

What Are the Advantages of Using Apple Pay?

With Apple Pay, you don’t have to be concerned about someone obtaining your PIN. Since there isn’t one, to begin with. Also, since Apple Pay uses your phone and it does not have a chip or card reader that shoplifters could use to steal your payment information.

To make things even more secure, you can use Face ID or Touch ID instead. Face ID utilizes three different sensors to scan your face for authorized users and unlock your device, which means no one else can unlock your device and pay using your Apple Pay besides you.

Unless you have an identical twin… Some people say that the only other person who can pay with someone’s phone is if they are identical twins. However, even your twin cannot fool Touch ID because it uses your fingerprint, so rest assured using Apple Pay would be a safe option for you.

Another benefit of using Apple Pay is that you won’t have to keep track of your receipts. Whenever you’re paying with your phone via Apple Pay, it would be as simple as tapping a button on the screen and entering. Plus, you can only access the information you choose to keep private by using your phone’s security features like:

As yet another advantage of using Apple Pay is that if you have an iPhone, using Apple Card as a credit card is even better because there are no fees. You’ll also get the best annual percentage rate (APR) possible, which means you’ll save money on your purchases (online or offline). In addition, you’ll receive daily cashback rewards when you use your Apple Card, isn’t it great?

Also, you can get a refund on every single purchase, immediately! And if you pay with your Apple Card and Apple Pay, you’ll get up to 2% back as well. This means that using the card already results in a 2 percent savings, and using Apple Pay further reduces that savings by 2 percent.

You can also check out my guide to Walmart cash back limits to learn more about payments at Walmart. Additionally, you can check to see if places like Kroger, Walgreens, Dollar General, Costco, and CVS accept Apple Pay by visiting this page.

Boost Your Savings by Including Additional Offers

Anywhere you shop, use the Ibotta app to save 4 percent and get instant cashback from Apple when you make a purchase. However, some shops reward you with a small amount of cash each day. For instance, when you buy something from the Apple Store, you get 3% back automatically.

Use the card with Apple Pay and Ibotta to get 7% back when you buy an iPhone. Walmart isn’t on the list yet, but you never know when they’ll get on board with the program.